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Private Student Loan Options


It All Starts Here!

PNC Bank



1-800-762-1001

Features

  • Choose from 3 repayment options
    • Immediate
    • Interest-Only
    • Fully Deferred
  • 6 month grace period
  • 0.50% interest rate reduction for enrolling in automatic payments

Interest Rates

  • Variable interest rates range from 3.40% APR to 10.42% APR
  • Fixed interest rates range from 6.26% APR to 12.99% APR

Eligibility

  • Must be degree seeking
  • Must be enrolled in at least 6 credit hours
  • May need a cosigner, unless you meet credit, employment, and debt-to-income requirements. For permanent and temporary resident aliens, a US citizen must cosign the loan.
  • Cosigner release available

Sallie Mae



1-866-972-5004

Features

  • Choose from 3 repayment options
    • Deferred Repayment
    • Fixed Repayment
    • Interest repayment
  • No origination fee
  • No penalty for paying off your loan early
  • 0.25% interest rate reduction for enrolling in automatic payments

Interest Rates

  • Variable interest rates range from 2.25% APR to 9.37% APR
  • Fixed interest rates range from 5.74% APR to 11.8

Eligibility

  • Can be enrolled less than 6 credit hours
  • Can pay a past due balance for an enrollment period within the past 365 days
  • May need a cosigner, unless you meet credit, employment, and debt-to-income requirements. For permanent and temporary resident aliens, a US citizen must cosign the loan.
  • Cosigner release available

Wells Fargo



1-800-378-5526

Features

  • No payments are required until six months after you leave school.
  • No application or origination fee
  • No penalty for paying off your loan early
  • 0.25% interest rate reduction for enrolling in automatic payments

Interest Rates

  • Variable interest rates range from 4.09% APR (with discounts) to 10.01% APR (without discounts)
  • Fixed interest rates range from 6.8% APR (with discounts) to 11.93% APR (without discounts)

Eligibility

  • Must be degree seeking
  • Can be enrolled less than 6 credit hours
  • Must be a US citizen, US national, permanent resident alien without conditions, or international student who is a temporary resident alien with a current US address and proper evidence of eligibility
  • May need a cosigner, unless you meet credit, employment, and debt-to-income requirements. For permanent and temporary resident aliens, a US citizen must cosign the loan.

Information about Cosigners

  • If you are a student with little or no credit history or limited income, a cosigner may help you to qualify for this loan and potentially receive a lower interest rate.
  • A cosigner is someone who shares responsibility with the student for repaying the loan. A cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.

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