Private Student Loan Options
It All Starts Here!
PNC Bank
1-800-762-1001
Features
- Choose from 3 repayment options
- Immediate
- Interest-Only
- Fully Deferred
- 6 month grace period
- 0.50% interest rate reduction for enrolling in automatic payments
Interest Rates
- Variable interest rates range from 3.40% APR to 10.42% APR
- Fixed interest rates range from 6.26% APR to 12.99% APR
Eligibility
- Must be degree seeking
- Must be enrolled in at least 6 credit hours
- May need a cosigner, unless you meet credit, employment, and debt-to-income requirements. For permanent and temporary resident aliens, a US citizen must cosign the loan.
- Cosigner release available
Sallie Mae
1-866-972-5004
Features
- Choose from 3 repayment options
- Deferred Repayment
- Fixed Repayment
- Interest repayment
- No origination fee
- No penalty for paying off your loan early
- 0.25% interest rate reduction for enrolling in automatic payments
Interest Rates
- Variable interest rates range from 2.25% APR to 9.37% APR
- Fixed interest rates range from 5.74% APR to 11.8
Eligibility
- Can be enrolled less than 6 credit hours
- Can pay a past due balance for an enrollment period within the past 365 days
- May need a cosigner, unless you meet credit, employment, and debt-to-income requirements. For permanent and temporary resident aliens, a US citizen must cosign the loan.
- Cosigner release available
Wells Fargo
1-800-378-5526
Features
- No payments are required until six months after you leave school.
- No application or origination fee
- No penalty for paying off your loan early
- 0.25% interest rate reduction for enrolling in automatic payments
Interest Rates
- Variable interest rates range from 4.09% APR (with discounts) to 10.01% APR (without discounts)
- Fixed interest rates range from 6.8% APR (with discounts) to 11.93% APR (without discounts)
Eligibility
- Must be degree seeking
- Can be enrolled less than 6 credit hours
- Must be a US citizen, US national, permanent resident alien without conditions, or international student who is a temporary resident alien with a current US address and proper evidence of eligibility
- May need a cosigner, unless you meet credit, employment, and debt-to-income requirements. For permanent and temporary resident aliens, a US citizen must cosign the loan.
Information about Cosigners
- If you are a student with little or no credit history or limited income, a cosigner may help you to qualify for this loan and potentially receive a lower interest rate.
- A cosigner is someone who shares responsibility with the student for repaying the loan. A cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.
Compare rates and learn more at .
